What is the credit limit for Credit One platinum X5? (2024)

What is the credit limit for Credit One platinum X5?

For example: The Credit One Platinum X5 comes with a minimum credit limit of $500. But since the $95 annual fee is assessed upfront, that means your effective credit limit could be as low as $405 until you pay your bill.

What is the credit limit for Credit One Platinum X5 visa?

Is Credit One Bank Platinum X5 visa good?

To break it down further, Credit One Bank® Platinum X5 earned a score of 2.4/5 for Fees, 5.0/5 for Rewards, and 2.9/5 for Cost. Info about the Credit One Bank® Platinum X5 Visa® has been collected by WalletHub to help consumers better compare cards.

What is the credit limit for Credit One platinum e3?

What is the Credit One Bank Platinum Visa credit limit? The Credit One Platinum credit limit is $300 or more. Everyone who gets approved for Credit One Platinum is guaranteed a credit limit of at least $300, and particularly creditworthy applicants could get limits a lot higher than that.

What credit score do you need for Credit One platinum visa?

The Credit One Bank® Platinum Visa® credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Credit One Platinum Card.

How do I increase my credit limit on Credit One platinum x5 visa?

Credit One might automatically increase your credit limit after six months, or you can request a Credit One credit line increase online or by calling (877) 825-3242.

What is Credit One Bank Platinum x5 visa?

Card Features

Get big rewards on purchases you make every day! Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter.

What is the starting limit for Credit One platinum?

It's an unsecured credit card (meaning no security deposit) that also earns cash back on everyday purchases. However, this card's APR is very high, and its annual fee is as high as many premium rewards cards. Also, your initial spending limit will only be $300 to $500.

What is the highest credit limit for Credit One Platinum?

Chip Lupo, Credit Card Writer

Credit One Platinum's maximum credit limit is around $2,000, according to customer reviews.

How much does Credit One approve you for?

The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer, though there are reports of cardholders receiving credit lines as high as $5,000 on some cards. If approved for a Credit One card, applicants can expect a minimum initial credit line of $300 to $500.

What is the lowest limit on Capital One Platinum credit card?

The Capital One Platinum credit limit can be as high as $3,000 according to online cardholder reports, but it will depend entirely on the specifics of each applicant's credit and their overall financial situation. Most cardholders get credit limits of at least $300, though.

How many credit cards are too many?

Owning more than two or three credit cards can become unmanageable for many people. However, your credit needs and financial situation are unique, so there's no hard and fast rule about how many credit cards are too many. The important thing is to make sure that you use your credit cards responsibly.

What's the highest credit limit?

The highest credit card limit you can get is over $100,000 according to reports from credit card holders. But like most credit cards in general, even the highest-limit credit cards will only list minimum spending limits in their terms. The best high limit credit cards offer spending limits of $10,000 or more.

Does Credit One Platinum give credit increases?

Your account is automatically considered for a higher credit limit based on your credit score and payment history with Credit One Bank. But you can also simply request an increase yourself. To do so, sign into your online account at https://www.creditonebank.com and select “Settings” from the site menu.

What credit card is easiest to get?

What is the starting limit for Credit One Bank?

The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer, though there are reports of cardholders receiving credit lines as high as $5,000 on some cards. If approved for a Credit One card, applicants can expect a minimum initial credit line of $300 to $500.

How to increase credit limit to $5,000?

What is the highest credit limit for Capital One Quicksilver?

Carmen Peters, Member. The Capital One Quicksilver credit limit depends on your income, creditworthiness and payment history, which are evaluated once you apply for the card. According to anecdotal reports, the card's credit limit can be as low as $750 and as high as $10,000.

How many credit cards should you have?

To prepare, you might want to have at least three cards: two that you carry with you and one that you store in a safe place at home. This way, you should always have at least one card that you can use. Because of possibilities like these, it's a good idea to have at least two or three credit cards.

How much does a platinum X5 visa card cost annual fee?

Credit One Bank Platinum X5 Visa: Overview

Though this $95 annual fee card offers a high rewards rate at first glance, restrictions on how much credit you're extended can limit your rewards. For example, the initial minimum credit line is $500, but the $95 annual fee is subtracted from the credit line.

Can you have 2 Credit One platinum cards?

Yes, you can get another credit card if you already have one. An extra credit card can provide you with additional benefits, especially if you can manage handling multiple accounts. You can assign each card for a different purpose, which can help you save money and maximize rewards.

Can I use my Credit One card for gas?

1% Cash Back Rewards on Eligible Purchases

Earning cash back rewards has never been easier. Get 1% cash back rewards on eligible gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services.

Why did Credit One charge me 75 dollars?

ANNUAL FEE: The Annual Fee of $75 will be billed to your Account when opened. It's refundable as long as you cancel your Account and have not made any transactions.

How many Credit One platinum cards can I have?

You can have two Credit One credit cards, but that might not be such a good idea, taking into consideration the annual fees, high APR and low credit limits. Keep in mind, though, that if you have a bunch of credit cards with high balances, it's quite possible you'll get denied for more credit.

Is Credit One good to build credit?

One of the best Credit One credit cards is the Credit One Bank® Platinum Visa® for Rebuilding Credit. This is one of the best unsecured cards for bad credit as it offers a $300 credit limit and 1% cash back on eligible purchases.